Car insurance typically comes in several different types, each offering different levels of coverage. Here are the main types of car insurance:
1. Liability Insurance
- Bodily Injury Liability: Covers medical costs and legal fees if you're at fault in an accident that injures someone else.
- Property Damage Liability: Covers the cost of repairing or replacing someone else’s property if you cause an accident.
2. Collision Insurance
- Covers damage to your own vehicle if you hit another car or object (like a tree or guardrail), regardless of who is at fault.
3. Comprehensive Insurance
- Covers damage to your car that isn’t caused by a collision, such as theft,
