As of February 14, 2025, mortgage refinance rates in the United States have experienced slight fluctuations. The national average for a 30-year fixed-rate refinance mortgage has increased by 6 basis points to 7.08%, marking its highest level since January. In contrast, 15-year fixed-rate refinance mortgages have seen an average rate of 6.02%.
investopedia.com
It's important to note that mortgage refinance rates can vary by state due to factors such as regional economic conditions, lender competition, and state-specific regulations. Therefore,